If you’ve been charged with fraud in Toronto, the consequences can be serious and long-lasting. You may be facing potential jail time, financial penalties, and permanent damage to your personal and professional reputation. Whether the allegation involves credit card fraud, insurance fraud, online scams, or a breach of trust, securing an experienced fraud defence lawyer in Toronto is essential to protecting your rights and navigating the criminal justice system effectively.
What Is Considered Fraud Under Canadian Law?
Fraud is defined under Section 380 of the Criminal Code of Canada as the intentional use of deceit, falsehood, or other fraudulent means to deprive someone of money, property, or services. The offence covers a wide range of behaviours and can apply to individuals or businesses.
Common examples of fraud include:
- Credit card fraud
- Bank fraud
- Insurance fraud
- Mortgage fraud
- Tax fraud
- Employment fraud
- Online and cyber fraud
- Fraud involving a position of trust (e.g., employer or fiduciary)
Fraud charges in Toronto can be prosecuted as either summary or indictable offences, depending on the value of the alleged fraud and the complexity of the case.
What Are the Penalties for Fraud in Toronto?
The severity of the penalties depends on the amount of money or property involved:
- Fraud under $5,000: This is usually treated as a summary offence. If convicted, you may face up to two years in jail.
- Fraud over $5,000: This is typically prosecuted as an indictable offence and can result in up to 14 years in prison.
In both cases, additional penalties may apply, including:
- Orders for restitution or repayment
- Fines
- Probation or conditional sentences
- Permanent criminal record
- Immigration consequences for non-citizens
- Restrictions on employment in financial or fiduciary roles
Courts take fraud very seriously, especially when it involves a breach of trust or when there are multiple victims.
Defending Fraud Charges: What a Criminal Lawyer Does
A fraud defence lawyer plays a critical role in identifying weaknesses in the Crown’s case and building a strong defence strategy. Depending on the facts, your lawyer may:
- Challenge how the evidence was obtained
- Argue lack of intent or knowledge
- Raise issues around mistaken identity
- Demonstrate that the accused did not benefit personally
- Show that the conduct was part of a civil dispute rather than a criminal matter
Fraud cases often involve voluminous financial records, emails, contracts, and transaction histories. A good defence lawyer will review this evidence thoroughly, often working with forensic accountants or experts when necessary.
Why You Need a Local Fraud Defence Lawyer in Toronto
Toronto has one of the most active financial sectors in Canada, which also means a higher volume of fraud investigations and prosecutions. Hiring a lawyer who is familiar with the Toronto court system and the nuances of fraud prosecutions in Ontario is key.
A local fraud defence lawyer understands:
- The approach of Toronto-area Crown prosecutors
- How local judges assess sentencing for white-collar crimes
- The process for negotiating diversion, restitution, or withdrawal where appropriate
- How to navigate complex disclosure requests for large financial files
Whether your case is at Old City Hall, 1000 Finch, or another Toronto courthouse, local experience matters.
What To Do If You’re Under Investigation for Fraud
If police or regulatory authorities contact you about a fraud investigation, do not speak to them without first consulting a criminal lawyer. Anything you say can be used against you—even if you believe you’re innocent or can explain the situation.
A lawyer can:
- Intervene early and speak on your behalf
- Prevent self-incrimination
- Determine if your rights were violated during an investigation
- Guide you through voluntary document production or police interviews
Acting early is one of the best ways to protect yourself.
Why Choose De Boyrie Law for Your Fraud Defence
At De Boyrie Law, we understand that fraud charges often stem from complex financial relationships, misunderstandings, or civil disputes that have escalated. We take a thorough, strategic approach to every case—one that combines detailed evidence review with a strong understanding of your personal and professional goals.
We’ve defended clients accused of fraud in corporate, financial, and personal settings, including professionals, small business owners, and everyday individuals. No matter the scale of the allegation, we treat every case with the urgency and precision it deserves.
Schedule a Free Consultation With De Boyrie Law
If you’re searching for a fraud defence lawyer in Toronto, time is critical. Whether you’ve already been charged or are under investigation, we can help you understand your options and begin building a strong defence immediately. Contact De Boyrie Law for a free, confidential consultation today.